Meet Our Team

Tiphanie Lewis-Downs began working in the title industry in 1996. She has worked as a processor and settlement agent with several large firms ranging from DC to Maryland. Tiphanie is licensed to conduct settlements in Maryland and Virginia and has an extensive background working with foreclosures and short sales. Tiphanie has been a long time resident of Frederick County and currently lives in Frederick with her two sons.

Martine began her career in the title business in 1986.  She has worked for several large title companies, law firms, builders, and a realtor.  She is licensed to conduct settlements in Maryland and Pennsylvania, and travels in state.  She is also a member of our marketing team.

She resides in Frederick, Maryland with her husband, David.  Together there share two grown children.

Nick is a Settlement Processor who knows of the importance of loving your profession. A self-proclaimed “title nerd”, he began his journey in title insurance at a law firm right here in Frederick County in 2005. He has since extended his expertise to include the DMV area. His biggest accomplishment to date has been purchasing his own home in Walkersville, where he currently resides with his teenage son.  In his free time, he enjoys sharing various hobbies with his friends and family.

Earl Matlock has worked as a Settlement Agent in the Real Estate Title Industry for over 30 years. Earl is the former owner of three Settlement Companies in Maryland. He is a Past Member of the Maryland Title Association and The American Land Title Association. He is currently an Associate Member of The Frederick County Association of Realtors. He brings extensive experience to the Settlement table as a Long Time Licensed Settlement Agent in Maryland. Earl has been a member of The Board of Directors of the Frederick County Student Construction Trades Foundation Inc. for the past 21 years. He is also a founding member of the Frederick County Students Culinary Arts Foundation Inc. Earl is most proud of his association with these Foundations and his association with the Frederick County Career and Technology Center. He is a strong believer in a quality education for everyone.

Earl has lived in Frederick County for the past 40 years and is proud to call Frederick County home!

Wilma Keane joined Lawyers Signature Settlements in 2012 as a processor. She has worked in the title industry since 1998 in various capacities. She is a licensed title producer for the State of Maryland. She grew up in Silver Spring, MD and moved to Frederick County in 2000. She enjoys music and going to the beach.

Jennifer Marsh has joined Lawyers Signature Settlements as the Director of Marketing. Jennifer has worked in the real estate title industry since 2009 and prior to that was a licensed Realtor. She graduated from Virginia Tech in 2003 with a Bachelor of Science degree in Marketing Management and then moved to Frederick to begin her career. Currently, Jennifer lives in New Market with her husband and their three boys. She enjoys watching college football and cheering on the Hokies!

Cheryl Walker is a very important team member at Lawyers Signature Settlements.  She is responsible for ordering and following up on payoffs, ordering Homeowner Association Payoffs, verifying and sending Binders, ordering water and sewer bills, ordering Front Foot Benefit Charges and many other office duties.  She is a wife of 21 years and she loves her dog and enjoys shopping and volunteering.

Jaclyn Ivey is a Pre-Processor with Lawyers Signature Settlements. Before becoming a Pre-Processor, Jaclyn began her time with us as the receptionist in the summer of 2018. She is a mother of two children and together they enjoy exploring Maryland’s many hiking trails, playing video games, and spending time with friends.

Erick has been in the title industry for over 2 years, specializing in post-closing. He was born and raised in Montgomery County but currently lives in Frederick County with his wife and their beagle. In his personal time, he enjoys digging in the crates at the local record stores, trying out new craft brews, and running with friends.

Carey A. Aquilina, Esq. has over two decades of experience as a legal professional, beginning her career in Florida as a litigation associate at Harris, Barrett, Mann & Dew. There, she handled all phases of civil litigation, including numerous bench and jury trials. After relocating to California, she continued her litigation practice at Ropers, Majeski, Kohn & Bentley, where she focused on insurance defense and premises liability cases.

In 1998, Carey transitioned to creditor’s rights litigation as a Senior Associate at Hayt, Hayt, and Landau. Five years later, in 2003, she shifted her focus to transactional law, accepting a position as a Settlement Attorney at Classic Settlements in Gaithersburg, Maryland. By 2008, Carey joined Tuscarora Title—now eTitle Agency—in Leesburg, Virginia as Corporate Counsel. There, she established a Short Sale Department that provided homeowners across Maryland, Virginia, and Washington, D.C., with practical solutions to avoid foreclosure, helping many navigate the complexities of the real estate market while preserving their dignity.

Carey’s extensive courtroom experience, in both federal and state courts, uniquely positioned her to create a niche short sale practice in 2008, offering critical support to homeowners during a period of economic upheaval. She has proudly been with Katrina at Lawyers Signature Settlements since May 2010.

Beyond her legal work, Carey is deeply committed to her community, having served on the Board of Directors for the Loudoun Abused Women’s Shelter (LAWS) and volunteers weekly at her church. She is currently in her second term as a board member of the Women’s Council of Realtors, Frederick.

Carey lives in Virginia with her husband of over 30 years, and they are proud parents of four children.

Heather joined Lawyers Signature Settlements in 2024 as an Escrow Account Specialist. She is a licensed title producer in the State of Maryland, who comes to us with seven years of experience in the title industry.  Heather grew up in Pennsylvania but has called Maryland home since 1997. She currently lives in Washington County, MD with her husband and their 2 sons. In her spare time she enjoys spending time with family and friends, gardening and relaxing by the pool.

With nearly 25 years’ experience in the local real estate market, Annie’s background has ranged from Realtor to successful small business owner and sought after real estate photographer/marketing specialist. Joining us as Marketing Director in 2024, Annie uses her creative background and digital design skills to create visually appealing and effective marketing campaigns as well as provide marketing support and services to strengthen new and existing client relationships. A Wisconsin born, but longtime Frederick county resident, she can often be found photographing area wildlife on the back roads, running or spoiling her two freeloading felines.